White Papers

Accumulation of Copay Card Usage for High Deductible Health Plans with HSAs

Effective 1/1/21, members on HDHPs (High Deductible Health Plans) must pay deductibles with real $. This is a change from 2020 and members will incur deductible payments, timing may vary.

Specialty Drug Management Buyer’s Guide

A new evaluation model focused on Net Costs is the industry’s best path forward to put control back in the hands of buyers

Compliance Issues with Alternative Funding Programs

ERISA and IRS Compliance Related Issues for Alternative Funding Programs. We have compiled resources that have identified that Alternative Funding Programs may have potential ERISA and IRS-related compliance issues.